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One of the largest credit companies in the world says stablecoins could transform the multi-trillion-dollar global credit market. In a new research report, Visa says dollar-pegged digital assets have evolved from being mere crypto trading tools to foundational lending tools. “Stablecoins have evolved from crypto trading tools to foundational infrastructure powering a new lending space that has grown rapidly in the past year, processing over half a trillion in loans to date… For banks and financial institutions, this represents both an opportunity and an imperative to understand how programmable money is reshaping credit markets.” Visa outlines three major ways stablecoins can transform the wholesale credit market – by allowing tokenized assets to unlock collateral pools, expanding the role of crypto credit programs, and helping assess the creditworthiness of potential clients digitally. Visa says tokenized traditional assets may soon serve as collate...

In a recent report, JPMorgan analyst and director Teresa Ho says that she expects stablecoins to be “integrated in traditional finance systems.” The analyst also added that the explosion in crypto and specifically stablecoins will bring “more tokenization of real-world assets.” JUST IN: JPMorgan says crypto stablecoins will be "integrated with the traditional financial system, as well as more tokenization of real world assets." — Watcher.Guru (@WatcherGuru) July 25, 2025 JPMorgan strategists see tokenization as a way to ensure money funds’ competitiveness with stablecoins as well as opening up other uses, such as a form of collateral to meet margin requirements. Stablecoins are digital assets designed to hold a steady value and pegged to a traditional currency such as the dollar. “The true takeaway from this is beyond the typical way we see money funds being used as a cash management asset class — they can now use it as collateral,” Ho says. “Instead ...

Senator Elizabeth Warren is worried a bipartisan stablecoin bill working its way through Congress doesn’t do enough to address the systemic risks she thinks the dollar-pegged assets pose. Senator Bill Hagerty (R-TN) introduced the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act in February. The legislation, which aims to establish regulatory clarity for stablecoins, passed out of the Senate Banking Committee on March 13th by a bipartisan 18-6 vote. In a speech to the committee earlier this month, Warren (D-Massachusetts) said the bill doesn’t protect consumers, national security or financial stability. “The bill lacks basic safeguards necessary to ensure that stablecoins don’t blow up our entire financial system. Under this bill, stablecoin issuers can invest in risky assets, including the very assets that were bailed out in 2008 and again in 2020. And anyone who thinks the US taxpayer won’t be called on, directly or...

The chief executive of digital asset insights firm CryptoQuant says stablecoins are witnessing increased adoption via use-case expansion. CryptoQuant’s Ki Young Ju tells his 368,500 followers on the social media platform X that the total market cap of stablecoins is exploding for reasons other than digital asset trading on exchanges. The on-chain analyst’s data shows that only about one in five stablecoins are being used to buy and sell crypto. “In September 2021, exchange stablecoin reserves exceeded $30 billion. From this point, I considered the stablecoin market to be sufficiently grown, making comparisons from this time valid. Today, the stablecoin market cap is $166 billion, mainly used for storage or remittances, with only 21% held on exchanges (down from over 50% in 2021). The total stablecoin market cap is growing, but most of the new supply is used for purposes other than trading on exchanges.” Ki Young Ju notes that people acro...

The emergence of stablecoins on the BNB Chain marks a significant evolution in the blockchain ecosystem. Designed to provide the stability of traditional currencies while leveraging the advantages of cryptocurrencies, stablecoins are gaining traction among users and developers alike. BNB Chain, known for its scalability and low transaction fees, has become an attractive platform for stablecoin development. The network’s robust infrastructure facilitates quick and efficient transactions, making it ideal for stablecoin use cases such as remittances, payments, and DeFi applications. Several stablecoins have launched on BNB Chain, including Binance USD (BUSD) and other algorithmic stablecoins. These offerings enhance liquidity and create opportunities for decentralized finance (DeFi) projects, fostering an environment where users can trade, lend, and borrow with minimal volatility. The increasing integration of stablecoins within the BNB ecosystem also encourages mainstream adoption. As mo...

Beginner’s Guide to Investing in DeFi Projects! Decentralized Finance, or DeFi, is revolutionizing the financial world by offering a decentralized alternative to traditional financial systems. For beginners, understanding and investing in DeFi projects can seem daunting, but with the right guidance, it can be a rewarding venture. What is DeFi? DeFi refers to a financial system built on blockchain technology that operates without intermediaries like banks or financial institutions. Instead, it uses smart contracts and decentralized applications (dApps) to facilitate financial transactions. This system offers greater transparency, security, and accessibility compared to traditional finance. Key Components of DeFi Blockchain Technology The backbone of DeFi, blockchain ensures transparency and immutability of transactions. Ethereum is the most popular blockchain for DeFi applications due to its smart contract functionality. Smart Contracts These are self-executing contracts with the term...

Euro (EUR) stablecoins are gaining popularity in cryptocurrency exchanges and among crypto traders in Europe and worldwide. This rise could challenge the U.S. dollar (USD) stablecoin dominance in the cryptocurrency market, fueled by the European Union’s tighter regulations. The combined weekly volume of Euro-backed stablecoins has consistently exceeded $40 million since March, marking the longest period on record. Data is from a Kaiko Smart Data Research report published on June 10. Notably, the report suggests that demand for these stablecoins is finally picking up in European markets, despite Europe traditionally lagging behind the United States. and Asian-Pacific (APAC) in crypto trading. Average Daily Volume of EUR trading pairs. Source: Kaiko MiCa and a crypto regulatory tightening in Europe The impending regulation in Europe, known as the Markets in Crypto Assets (MiCA), is set to shake up the stablecoin market. ...

Following the emergence of one prominent contributor, Ethereum broke its monthly stablecoin volume record in April. Indeed, the network volume last month was a significant increase over any month for the blockchain previously. In April, Ethereum saw its monthly stablecoin volume reach a remarkable $1.12 trillion. Moreover, the majority of that landmark figure was contributed by DAI, whose participation in MEV transactions has accounted for a big part of the volume surge that Ethereum has enjoyed. Also Read: Ethereum (ETH) Wallet Wakes Up After 8 Years With $5.9 Million Ethereum’s $1.2 Billion Stablecoin Volume in April is a New Record The digital asset market has seen a lot of potential in the ever-growing stablecoin market. Indeed, these cryptocurrencies are backed by real assets, typically fiat currencies like the US dollar. Moreover, their prevalence in the industry has been undeniable. Yet, they seem to only be growing in prevalence, as Ethereum broke its m...